Projekt is a store card that allows real estate investors and home improvers to pay for projects over a period of time. This card offers zero percent interest for six months with a minimum purchase of $500; 12 months with a minimum purchase of $1,500; or 24 months with a minimum purchase of $5,000.
Accordingly, what credit score is needed for Ikea Projekt card?
Compare to other cards
|IKEA® Projekt Credit Card||Bank of America® Premium Rewards® credit card|
|Intro APR 0% APR for 6, 12, or 24 months, after that 21.99% standard purchase APR, minimum purchase required||Intro APR N/A|
|Recommended Credit Score 630850average – excellent||Recommended Credit Score 690850good – excellent|
Then, how do I pay my Ikea Projekt card online?
You can either pay online at IKEA Projekt Credit Card’s website, or you can use Prism’s mobile app to pay all your bills.
Is IKEA Card hard to get?
Ikea Credit Card Approval Odds
The IKEA Visa is a credit card many reports needing a 670 credit score or higher for best approval chance.
There’s no limit on rewards, so the more you spend, the more you can earn back. And since this card can be used anywhere Visa is accepted, you have the flexibility of using it to earn rewards on just about every purchase.
Most Comenity cards are closed-loop or private label, meaning you can only use them at the co-branded company. Others are open-loop and networked with Visa, Mastercard, or Discover, meaning you can use them anywhere those cards are accepted.
Some of the biggest issuers of store cards, like Synchrony, Comenity and TD Bank, don’t let you check for pre-approval without shopping. But other major issuers, such as American Express and Capital One, do offer online pre-approval check tools, the results of which may include store cards.
For store purchases, we accept cash, IKEA gift cards (with PIN), store return cards, Apple Pay, American Express, Discover, MasterCard, and VISA.
Comenity Bank pulls credit reports from Equifax and Experian when reviewing applications.